India's most complete personal finance tracker

Your complete financial life,
in one place.

Track investments, insurance, loans, budgets, and expenses — with AI-powered insights, bank-grade security, and zero ads. Built for India.

AES-256 Encrypted
DPDP Act 2023 Compliant
Made for India
Web + Mobile
Bank-grade Security
No Ads. Ever.
app.myportfoly.in/dashboard
Net Worth
₹42,38,500
Assets ₹54L · Loans ₹11.6L
Investments
₹38.4L
Insurance
₹1.5Cr
EMI/mo
₹32,000
This Month
₹1,24,000
Income
Spent
₹68,400
55% of income
Saved
₹55,600
45% savings rate 🎉
⚠️
Renewal in 12 days
Star Family Floater
₹20L cover · ₹18,400/yr · Tap to renew
🤖
My Portfoly AI
"Your personal loan rate is 14% p.a. and you have ₹55K spare this month. Paying ₹30K extra saves ₹8,400 in interest. Want me to calculate the payoff date?"
Everything you need

Your entire financial life, tracked

My Portfoly goes far beyond a basic expense tracker. It's a complete financial operating system for Indian households.

Complete Net Worth Dashboard

See your total assets, liabilities, and true net worth at a glance. Updated in real time as you add investments and loans.

60+ Investment Categories

Indian & US stocks, mutual funds, EPF, PPF, NPS, NSC, SGBs, REITs, crypto, gold, real estate — everything in one place.

Insurance & Protection Tracker

Track health insurance, term life, vehicle, home, and critical illness covers. Get renewal alerts before policies lapse.

Smart Budget & Expense Tracker

Set budgets per category, track spending, get alerted at 85%, and let AI suggest personalized limits based on your income.

My Portfoly AI — Your Finance Coach

Ask anything: "How much can I save this month?", "Should I prepay my home loan?" — powered by GPT-4 with your real data.

Goals & Emergency Fund

Set savings goals (home, car, vacation, retirement). Track your emergency fund with a visual progress bar.

Family Finance, Together

Add up to 5 family members, share budgets and goals, track combined net worth and health score.

Bank-Grade Security

AES-256 field-level encryption. PAN/Aadhaar never stored in plain text. Zero-knowledge architecture. DPDP Act 2023 compliant.

60+ asset categories

Every investment you own, tracked

From NSE stocks and US ETFs to PPF and KVP — My Portfoly handles investments that no other Indian app tracks together.

📈

Equity

Indian Stocks (NSE/BSE)
US & Global Stocks
Mutual Funds (Equity/ELSS/Index)
ETFs (Indian & US)
Sectoral Funds
🏦

Fixed Income

Bank FD & Corporate FD
Recurring Deposit
Govt Bonds & G-Secs
Corporate Bonds / NCDs
P2P Lending
🇮🇳

Govt Schemes

PPF · EPF · NPS
NSC · SCSS · SSY
Kisan Vikas Patra
Post Office MIS
RBI Floating Bond
🥇

Gold & Silver

Physical Gold
Digital Gold (Augmont)
Gold ETF & Gold Funds
Sovereign Gold Bond
Silver
🏠

Real Estate

Residential Property
Commercial Property
Land / Plot
REITs & InvITs
🔮

Alternatives

Cryptocurrency
ULIP & LIC Policies
PMS & AIF
Unlisted Shares
Angel / Startup Investments
Protection tracking

Never let an insurance policy lapse again

My Portfoly tracks all your insurance policies in one place — health, life, vehicle, home, and critical illness. Get renewal alerts 30 days early so you're never caught off guard.

Renewal alerts 30 days before expiry
Track sum insured vs. annual premium
See all family members covered in one view
Nominee details stored securely
AI suggests if your coverage is adequate
Track your insurance
🏥
Health – Individual
Self cover
👨‍👩‍👧
Health – Family Floater
Covers everyone
👴👵
Health – Parents
Senior cover
Super Top-up
Extends base policy
🧑‍💼
Term Life – Self
Pure protection
👩‍💼
Term Life – Spouse
Spouse cover
💊
Critical Illness
Cancer, stroke etc.
🦺
Personal Accident
Disability cover
🚗
Car Insurance
IDV tracking
🏠
Home Insurance
Structure + contents
My Portfoly AI

A finance expert who knows your money

Unlike generic AI chatbots, My Portfoly AI reads your actual investments, budgets, and loans before answering. It gives advice specific to your situation.

"How much can I save this month?"
🤖 Based on your income of ₹1.24L and fixed expenses of ₹68K, you can save ₹46,000–56,000 this month.
"Should I prepay my home loan?"
🤖 Your loan rate is 8.5%. Your PPF earns 7.1% and equity MFs return ~12% historically. Prepaying partially makes sense.
"Am I over-insured or under-insured?"
🤖 Your life cover is ₹1Cr vs a recommended ₹1.5Cr (15× income). Consider topping up by ₹50L via a term plan.
Try My Portfoly AI free
Real users, real results

Loved by Indian families

"Finally an app that tracks my US ETFs alongside PPF and EPF. The net worth dashboard showed me I had ₹4.2L sitting idle in savings — moved it to liquid funds the same day."

AS
Ankit Sharma
Software Engineer · Bengaluru

"The insurance renewal alerts are a lifesaver. Got reminded about my parents' health policy expiry 30 days early. The AI also suggested a super top-up that cut my premium by 40%."

PM
Priya Menon
Doctor · Chennai

"We use the Family plan. First time in 7 years we actually know our combined net worth. The shared budget feature stopped a lot of "who spent what" arguments!"

RJ
Rahul & Sneha Joshi
Working Couple · Pune
Simple pricing

Start free. Upgrade when ready.

No hidden fees. Cancel anytime.

Free
₹0
Forever free
Up to 50 transactions/month
Manual data entry
Basic budget & expense tracking
5 investment entries
Emergency fund tracker
Start Free
Most Popular
Pro
₹149
/month · ₹1,199/year
Unlimited transactions
My Portfoly AI chat (GPT-4)
SMS auto-parsing (on-device)
Unlimited investments + insurance
Loan & liability tracker
Budget alerts & insights
Data export (JSON/CSV)
Priority support
Start Pro
Family
₹299
/month · ₹2,399/year
Everything in Pro
Up to 5 family members
Shared budgets & goals
Family net worth dashboard
Combined financial health score
Family AI insights
Start Family
Lifetime
₹4,999
One-time · Never pay again
Everything in Family
Pay once, use forever
Early access to new features
Founding member badge
WhatsApp priority support
Get Lifetime Access

All plans include 14-day free trial on paid features. No credit card required to sign up.

Frequently asked questions

Everything you need to know before you start.

🚀

Take control of your money today

Join thousands of Indian families tracking investments, insurance, loans, and budgets — all in one secure place.

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